Why do people choose PayDayLoans24?
Most Americans choose a payday loan as a fast and easy solution of their financial problems. The payday loan from PayDayLoans24 is a cash advance loan which is generally paid off with the next pay check. Most of our customers choose a payday loan to cover their late fees or to avoid any problems with their credit records. Some of them need a payday loan for refurbishing their houses or repairing their cars. Currently we have the lowest interest rate which makes us a competitive player in the market of payday loans. Our experience, reaching 10 years, gives us a chance to be number one lender and to have the highest percent of approved applications.
How much can I borrow from PayDayLoans24?
For the first time you can borrow up to $1,500, depending on the information provided in your application form. But, once you pay off your first loan from PayDayLoans24, your amount of money you can borrow can grow up significantly. PayDayLoans24 does not divide people in those who reliable and in those with bad credit records. We treat our customers in the best possible way and even if you have a bad credit record, you can still apply and get up to $1,500.
What are the fees of PayDayLoans24?
We can guarantee that you will not find such lowest fees as PayDayLoans24 can provide you with. The general fee for borrowing $100 will make up $25. The more money you want to borrow, the less money you will need to pay off. Consider this fact when choosing the amount of money you want to borrow.
What are the requirements to qualify for a payday loan?
There are three aspects that make you qualify for a payday loan. We do not ask for anything which could be impossible. Please check the information we’ll need from you.
- You must be currently employed or receive income on a regular basis;
- Your earning should not be lower than $1,000 per month;
- You should be 18 years old or over;
- You should have a checking or savings account featuring direct deposit.
If you see that all these requirements are available, you can start filling in your application form. You should always give it a try.
How do I apply for a payday loan from PayDayLoans24?
The process of applying for a payday loan is simple and easy. All you need to do is to fill in the application form and indicate the amount of money you want to borrow from PayDayLoans24.
How does PayDayLoans24 care for the security of any personal and private information?
It is the most valuable information we can possess and we will not let anyone to breach our security measures taken to prevent any loss of financial information. We use the best security information encryption system that will not let any hacker to steel and use it.
Do customers need to pay any fee for application?
No, PayDayLoans24 does not practice any fee withhold from customers who apply for a payday loan. It is just PayDayLoans24 that will pay you the desired sum of money.
Does submitting the application form require your customers borrowing the money?
No, it is wrong. You will need to confirm your wish to get your loan. If you do not confirm, no money will be issued. Nobody can make you borrow the money except for yourself.
Do you take into account that a person may have a bad credit?
We do not into account the fact that you have bad credit and if some other lender turned you down, we will still be happy to work with you and will lend you the needed money.
Do you consider my being a tenant when you approve an application?
There is no matter for us if you rent a house or own it. There is no associated point that will influence your eligibility for a payday loan.
Do you require faxing the needed information?
No, we do not practice any faxing machines. You will get all the information online and you will not need to use any fax.
Is it possible to apply for two loans at once?
Sorry, we cannot approve you for two loans at once if you haven’t paid for the first one.
Will you need any information from my employers?
No, we will not be contacting your employers as we trust our customers and will support them in any endeavor.
Is direct deposit essential when I apply for a payday loan?
We only use the safest ways of transferring money and as a result we require every customer having a bank account with direct deposit.
How long will it take to get my payday loan?
We will need 30 minutes to process your application and within this time period you will learn whether your application is approved or not. If approved, you will be able to get your money by the next business day. We will also provide you with assistance to schedule a repayment date. You do not have to worry about missing any deadline.
How do you notify people on approval?
Afte half an hour, please check your e-mail address and you will find the details on the status of your loan.
What is my loan due date?
The due day can differ from one state to another as every state has its rules and regulations regarding loan due dates. You may be given up to 25 days to repay your loan.
Do you compensate a part of my fee if I repay my loan before the due date?
Yes, we will be happy if you resolve all your problems and you want to repay your loan beforehand.
How do you deal with people who cannot repay their loans?
Loan extension can be granted to those who are unable to repay the loan. You can also use the following payment options:
- You will have an opportunity to pay off the loan on on the maturity date;
- You will have an opportunity to pay off the finance fee as well as a portion of the principle on or before the maturity date;
- You will have an opportunity to pay off only the finance fee on the maturity date.